Mortgage Division

How to Ensure You Get the Right Mortgage

Once you understand how mortgages work and the types of mortgages you can get, it’s time to decide what type of mortgage will work the best for your financial situation. Getting the right type of mortgage can help you pay less money each month, build equity faster or save money on interest over time, depending on your financial goals. Even if you are planning on selling the home in just a few years, the mortgage you choose today can have a lasting impact on your finances.

​If you’re not sure which mortgage option is right for you or you’d like the unbiased opinion of one of our Network Partners about which mortgage will be best for you, call us today at 1-800-859-1255 to speak with a network partner for FREE. We can help you choose a mortgage that will support your financial goals.

To Apply with Our Network Partner and Start Your Application You can also call us @ (800) 859-1255


What You Will Need to Secure a Loan

The first step in securing a loan is to complete a loan application. To do so, you will need the following information:

  • Pay stubs for the past 2-3 months
  • W-2 forms for the past 2 years
  • Information on long-term debts
  • Recent bank statements
  • Tax returns for the past 2 years
  • Proof of any other income
  • Address and description of the property you wish to buy
  • Sales contract

​During the application process, the lender will order a credit check on your credit reports, as well as a professional appraisal of the property you wish to purchase. The application process typically takes 1-6 weeks.

Choosing the Right Lender

You need to choose your lender carefully! You want to look for financial stability, as well as a reputation for customer satisfaction. Our Network Partners have been pre-screened and provide the highest levels of customer satisfaction. They also have a reputation for doing what it takes to get the deal done.

​It is always desirable to choose a company that gives helpful advice and that makes you feel comfortable. A lender that has the authority to approve and process your loan locally is preferable, since it will be easier for you to monitor the status of your application and ask questions. Plus, it’s beneficial when the lender knows home values and conditions in the local area.


Motto Mortgage Northshore is our trusted network mortgage partner. Their mission is to serve customers with honesty, integrity, and competence. Our Motto Mortgages goal is to provide home loans to clients while also delivering the lowest interest rates and closing costs possible. Their pledge is to help borrowers overcome roadblocks that can arise while securing a loan.
In short, (Motto Mortgage Northshore) works for you, not a bank. That means more transparency, more options, and less jargon. And because they believe in delivering exceptional customer service, Motto Mortgage Northshore works directly with wholesale lenders to provide you with multiple competitive quotes.
Your Dream. Our Expertise.